Shaped Thoughts

Shaped Thoughts is a boutique software company based in Poland specializing in InsurTech and FinTech. The firm was founded by Bartosz Czerwiński, Mateusz Chrząszcz, and Rafał Babiarz, and operates as a remote-first team of 20+ people. According to their own data, 96% of the team are senior engineers with an average of 13 years of experience each. The company has completed 10+ projects with an average partnership duration of 34 months.

The firm builds cloud-native, reactive applications using serverless computing, microservices, and Domain-Driven Design. Their stated approach combines Continuous Delivery with iterative, lean methodologies. Two clients quoted on their site—Antony Green (CPTO, Policy Expert) and Rick Wilton (Head of Product – Payments and Finance, Policy Expert)—both emphasized predictable delivery and execution against committed timelines.

Services and capabilities

Shaped Thoughts structures its work around five main service areas: Digital Product Development (from idea to launch with UX/UI design), Scalable Software Architecture Development, SaaS Solutions (CRM, ERP, banking, payment systems), Cloud Engineering and DevOps (including cloud migration and legacy system modernization), and Web Development.

On the cloud and integration side, they offer Cloud Audit, Cloud Transformation, Cloud Architecture Design, Cloud Management, DevOps, Cloud Cost Optimization, Cloud Security, Infrastructure as Code, and CI/CD. Their integration capability spans payment gateway connections, insurance platform integrations, and regulatory reporting systems. They position themselves as fluent in financial compliance requirements and data security standards.

Their tech stack includes AWS (Lambda, SNS, DynamoDB), Google Cloud, Java, Spring, Node.js, Express, React, Vue, PostgreSQL, MySQL, MongoDB, RabbitMQ, and TypeScript. They use Groovy, Jira for project management, and emphasize automated E2E testing, synthetic monitoring, and Infrastructure as Code.

Notable work

The company lists eight case studies on their website, though the public summaries are brief. Projects include: a recurring payments architecture design and implementation; Direct Debit and GoCardless integration for a payments platform; a Data Mesh approach for insurance data management; a compliant, scalable insurance claims system; cross-platform insurance product and brokerage integration for UK customers; a pet insurance business launch (MVP through integrations); AWS cloud architecture redesign for traffic fluctuation; and data set aggregation completed in four weeks. None of the case studies include specific client names or quantified outcomes, only service descriptions.

How they work

Shaped Thoughts uses a five-phase engagement model: Alignment (understanding business challenges and goals), Idea Discovery (scoping, stakeholder interviews, requirements capture), Product or System Design (UX research, architecture, security protocols), Idea Delivery and Quality Assurance (value-driven, iterative development with feedback loops), and Refinement and Expansion (post-launch monitoring, observability setup, and scaling support).

The firm emphasizes "working standards" including fast feedback loops, data-driven project forecasting, evolutionary architecture, behavior-driven development, test-driven design, and predictable project delivery. They flag their practices as Software Craftsmanship, extreme programming, and Event-Driven Architecture. The site notes their team's English proficiency and commitment to clear communication, positioning this as a strength for remote collaboration. No pricing is disclosed.

Team and credentials

The three co-founders are Bartosz Czerwiński, Mateusz Chrząszcz, and Rafał Babiarz. The team comprises 20+ people, with 96% in senior engineering roles and an average developer experience of 13 years. No formal certifications (ISO, SOC 2, GDPR, HIPAA) are mentioned in the source material. The company describes itself as remote-first and does not claim any major cloud partner badges (AWS Advanced Partner, Microsoft, etc.), though they work extensively with AWS and Google Cloud.

Client testimonials come from Policy Expert (a fintech/insurtech client), with both the CPTO and Head of Product praising the team's pace, predictability, and engineering backgrounds across all roles.