Qulix

Qulix is a Poland-based software development company founded in 2000, now operating across the UK, UAE, Singapore, and Poland with over 500 engineers. The firm specializes in building and scaling digital products for fintechs, enterprises, and startups, with particular strength in regulated industries like banking and wealth management. The company claims 25+ years of delivery experience, 200+ tech-powered clients, and a 89% multi-year contract rate. It has grown from a startup into a global operation and now positions itself around AI-assisted delivery—using machine learning to accelerate requirements gathering, code generation, and QA while retaining human oversight for validation and architecture.

Services and capabilities

Qulix offers several engagement routes. Its headline offering is AI MVP Development, a four-week sprint that covers business requirements (week 1), specifications and SRS via AI analysis (week 1), and code delivery with integrations (weeks 2–3). The company then sells a second phase: production scaling, which layers stable architecture, system decomposition, and continuous improvement on top of the MVP.

Beyond MVP work, Qulix does custom software development for complex workflows and data-heavy systems; team extension and outstaffing (individual specialists to full cross-functional teams); software migration and legacy system modernization; QA and testing; UX/UI design; and public API implementation with versioning and lifecycle management. It also offers white-label platforms in digital wallets, crypto liquidity management, KYC/onboarding flows, and lending decision systems—pre-built but branded and configured by the client.

The firm's use of AI spans requirements analysis (AI-assisted document review, refined by business analysts), development (code generation and refactoring under engineer control), and quality (AI-assisted test and static analysis alongside manual QA and security testing). Qulix claims the approach delivers "efficiency up to 15% above the market" without compromising stability or security, though the source material does not quantify this claim with third-party validation.

Qulix has worked across 120+ technologies and serves clients in finance, insurance, healthcare, SaaS, and e-commerce. Awards include The Global Outsourcing 100 by IAOP (2020, 2022, 2023, 2024) and recognition at the 2023 Banking Tech Awards (Best Digital Solution Provider – WealthTech). Co-founder Alexey Makarov joined the Forbes Technology Council in 2019.

Notable work

The company highlights three major fintech engagements. Raiffeisen Bank Aval (Kyiv, Ukraine) integrated 20+ banking systems into a single digital platform serving 1 million online users, 25,000 active daily users, and 3,000 simultaneous users. Qulix deployed 58 engineers over four years and 173 man-months on the project. BNP Paribas commissioned a mobile and online banking ecosystem powered by React, Java, Go, Kotlin, Swift, and Kubernetes on AWS. STATER, a financial technology group in Singapore, built an eWallet solution supporting 4 crypto and 40 fiat currencies, serving clients across APAC, LATAM, and Africa with a $250 million TradeFi fund integration.

Two crypto-focused projects appear in Qulix's portfolio. DiamondShell, an investment and lending platform in Singapore, used Qulix to build a protocol connecting crypto assets to real-world investments (precious metals, mining). The platform holds $250 million custody insurance and $50 million business continuity insurance. MintWhale, a Los Angeles-based crypto trading platform, contracted Qulix for an AI-driven algorithmic trading engine; Qulix's materials claim the platform delivers "an astonishing average of 120% APR for whitelisted tokens."

How they work

Qulix operates three primary models. Dedicated Development Center: a team works from Qulix infrastructure under the client's logo with separate security policies. Team Outstaffing: individuals or cross-functional teams (analyst, tech lead, 2–3 developers, 1–2 QA) embed with the client's staff. Project-Based Engagement: Qulix owns end-to-end delivery from ideation to maintenance.

The engagement process follows a four-step flow: kick-off introducing assigned developers, requirements collection via interviews and workshops to produce SRS documents, communication setup with dedicated project manager and daily stand-ups, then entry into agile sprints. Pricing is offered on Time & Material (pay for man-hours, variable costs) or Fixed Cost (predictable scope and deadline). Qulix lists a 24/7 account manager as standard.

The company reports a 87% client retention rate and 89% of contracts run multi-year, suggesting continuity in delivery or client satisfaction, though this is self-reported.

Team and credentials

Qulix was founded in 2000 by Alexey Makarov (who later joined Forbes Technology Council) and currently employs 500+ engineers described as "middle and senior-level specialists." The company holds ISO 27001 and OWASP compliance certifications for data protection and security. It operates in-house R&D labs focused on AI/ML (opened 2016), fintech (2012), and blockchain (2019). The firm also sponsors university internships, hosts community meetups, and publishes CSR reports (2021/2022 and 2022/2023). English is business-standard; the company operates across 30 countries. Client testimonials reference expertise in blockchain integration, API management, platform delivery, and workflow adaptability, though these are not independently verified.